SG Law Office logo
← Practice Areas

Real Estate · Pre-Construction

Pre-construction purchases — read the fine print before you sign.

Pre-construction agreements are written by builders for builders. Occupancy fees, assignment restrictions, development levies, HST treatment, and the difference between interim and final closing all sit in the agreement — and you only have ten days to review it. We use them.

Construction site with crane and residential tower under build

01 · Who This Is For

For buyers signing a builder's agreement of purchase and sale.

First-time buyers, investors, and end-users buying off plan all face the same questions: what are you actually buying, when, on what terms, and what risks sit between today and final closing.

  • Condominium pre-construction purchases
  • Freehold and townhouse pre-construction
  • Assignment purchases and sales
  • Investor portfolios across multiple builders

02 · Services

What we handle, end to end.

  • 10-Day Cooling-Off Review

    Builder APS review within the statutory rescission window — with a clear summary of risks and recommended amendments.

  • Amendments & Negotiations

    Caps on development levies, assignment fees, occupancy adjustments, and unit-finish issues.

  • Interim (Occupancy) Closing

    Calculation and review of occupancy fees, status certificate review, and walk-through preparation.

  • Final Closing

    Title transfer, mortgage funding, statement of adjustments, and Tarion enrolment confirmation.

  • Assignments

    Drafting and closing assignments — with HST and lender treatment handled correctly.

  • HST Rebate Coordination

    New Housing Rebate and New Residential Rental Property Rebate filings, including supporting documentation.

03 · Our Process

Considered, coordinated, calm.

  1. 01

    Day-1 APS Review

    We dig into the builder's APS the day you send it — within the 10-day window — and flag the items worth negotiating.

  2. 02

    Mid-Build Stewardship

    Tracking deposit instalments, builder notices, and milestone changes through to occupancy.

  3. 03

    Interim Closing

    Status certificate review, occupancy fee calculation, and possession handover.

  4. 04

    Final Closing

    Mortgage funding, title registration, levies finalised, and HST rebates filed.

04 · Inside The Ecosystem

Pre-construction is a multi-year decision — treat it that way.

What feels like a buying decision today is actually a financing, tax, and ownership decision spread across three to five years. We help you think through how the unit will be held, financed, and used long before the keys are ready.

How SG Law connects to the rest of SG

05 · Common Questions

Answers, plainly.

06 · Continue Reading

Explore the wider ecosystem.

Within SG Ecosystem

Begin a Conversation

Send us the builder's APS today.

The clock starts the day the builder hands you the agreement. Forward it now and we will get to work inside the 10-day window.

Schedule a Consultation