Real Estate · Residential
Buying or selling your home — closings made clear.
Whether it is your first condo, a forever home, or the sale of a property you have owned for decades, the legal side of the transaction should feel quiet, organised, and predictable. We handle the agreement review, title work, financing coordination, and the closing day itself — and we explain each step in plain language.
01 · Who This Is For
For homeowners, first-time buyers, and growing families.
Most people only buy or sell a home a handful of times in their lives. Our job is to make each one of those closings feel routine — even when the underlying transaction is anything but.
- First-time home buyers
- Move-up and downsizing sellers
- Refinancing and mortgage discharges
- Inter-family transfers and gifting
02 · Services
What we handle, end to end.
Purchase Closings
Agreement review, title search, mortgage instructions, statement of adjustments, and closing — start to keys-in-hand.
Sale Closings
Discharge of mortgages, deed preparation, lawyer-to-lawyer coordination, and clean transfer of funds.
Refinancing
Switching lenders, accessing equity, or restructuring — registration and discharge handled cleanly.
Title Transfers & Gifting
Adding a spouse to title, removing a co-owner, or transferring property within the family.
Title Insurance Review
We explain what your policy actually covers, and where it does not.
Independent Legal Advice
ILA for spouses, guarantors, or co-borrowers required by lenders.
03 · Our Process
Considered, coordinated, calm.
- 01
Engagement & Quote
A written quote up front — including disbursements — so there are no surprises.
- 02
Diligence
Title search, off-title searches, and review of the agreement and mortgage instructions.
- 03
Signing
We meet to review and sign closing documents — in person or remotely where permitted.
- 04
Closing Day
Funds, registration, and key release coordinated with the other side and your lender.
04 · Inside The Ecosystem
Buying a home is also an estate and tax decision.
How you take title — sole, joint, tenants-in-common, in trust, or through a corporation — has real implications for your will, your spouse, and your tax position. We flag those decisions before you sign.
How SG Law connects to the rest of SG05 · Common Questions
Answers, plainly.
06 · Continue Reading
Explore the wider ecosystem.
Within SG Ecosystem
- SG Wealth
Mortgage and financing strategy.
- SG Tax & Accounting
Land transfer tax and HST guidance.
Begin a Conversation
Send us your agreement.
Forward your APS and we will review it, explain the moving parts, and lay out exactly what happens between today and closing.